Wema Bank / ALAT
*945#Wema and ALAT service code for supported mobile banking tasks.
Best for: Digital-first banking with commercial-bank backing
How to set it up
Dial *945*01# from the phone number linked to Wema Bank and follow the prompts to register. Keep the transaction PIN private.
Practical routes
| Task | Code or route | What to do |
|---|---|---|
| Open Wema menu | *945# | Dial and choose the required service. |
| Register | *945*01# | Complete the account verification and PIN prompts. |
| Check balance | *945*0# | Enter the PIN when requested and read the response. |
| Transfer money | *945# | Choose transfer, enter destination details and verify the recipient before approval. |
| Restrict account | *945*911# | Follow the security prompts if a phone or account is compromised. |
Emergency action
Dial *945*911# for an urgent restriction, then use ALAT or Wema's official support route to review the account and report any disputed transaction.
Fees: USSD session, transfer, bill and statutory charges can change. Read the full confirmation screen before entering your PIN; cancel if the amount or fee is not what you expected.
Limits: Limits depend on the account tier, identity verification, channel and the provider's current rules. Check the live limit in the app or official menu before a large transaction.
Digital access: ALAT app, USSD, cards and branches
Support: Commercial bank plus digital-first channels