July 14, 2024
access bank ussd codes

If you need to perform banking transactions and you don’t have internet access or a smartphone you just have a small touchlight phone(we called ‘To ina so be’. Look no further than Access Bank USSD codes. With Access Bank USSD codes, you can easily access banking services from your mobile phone anywhere and at any time. In this guide, we will explore everything you need to know about Access Bank USSD codes.

What are USSD Codes?

USSD stands for Unstructured Supplementary Service Data. It is a technology that allows you to access various services through shortcodes from your mobile phone. USSD codes are used to carry out a wide range of transactions including checking your account balance, transferring funds, buying airtime, and paying bills.

What is Access Bank USSD Code?

Access Bank USSD code, *901#, provides customers with a range of banking services at their fingertips. By dialing this code on their registered mobile number, customers can conveniently access their accounts and perform transactions securely and swiftly.

How to Register for Access Bank USSD Code

To start using the Access Bank USSD code, customers need to register their mobile numbers with their bank accounts. Checkout this step-by-step process on how to register:

  • The first thing you need to do is to Dial *901#
  • Then enter your personal details on the following prompt
  • Create a unique PIN to secure your transactions.
  • Link your bank account to your mobile number.
  • Confirm the registration by entering the verification code received via SMS.

Once you have completed the registration process, you are ready to unlock the full potential of Access Bank’s USSD code and enjoy seamless banking anytime, anywhere.

How to Use Access Bank USSD Codes

Now that you have registered for the Access Bank USSD code and familiarized yourself with the available services, let’s explore how to use it effectively. Follow these simple steps to perform transactions using the USSD code:

  • Dial *901# on your mobile phone.
  • Enter your unique PIN to authenticate the transaction.
  • Select the desired service from the menu options displayed.
  • Follow the on-screen instructions to provide the necessary details for the transaction.
  • Confirm the transaction by entering the required verification code or PIN.

The USSD code ensures that your transaction is processed securely and efficiently, saving you time and effort.

Access Bank USSD Code Menu

The Access Bank USSD code menu includes the following options:

  • *901*00# – Check your account balance
  • *901*1# – Transfer funds (To access bank  *901*1*Amount*Account Number#)(To other bank *901*2*Amount*Account Number#)
  • *90*amount# – Buy airtime for yourself(*901*Amount# ) or someone else(*901*Amount*Phone Number# )
  • *901*3# – Pay bills
  • *901*8# – Buy data
  • *901*911# – Deactivate a phone number from USSD service

Access Bank USSD Codes for Different Transactions

Access Bank USSD code offers a wide array of services that cater to the diverse banking needs of customers. Let’s explore some of the key services available:

Checking Your Account Balance

To check your Access Bank account balance, dial *901*00# from your registered mobile phone number. You will receive an SMS with your account balance.

Transferring Funds

To transfer funds using Access Bank USSD codes to another access bank, dial *901*1*Amount*Account Number# but to other bank dial *901*2*Amount*Account Number#. Follow the prompts to complete the transaction. You will be required to enter your USSD code PIN to complete the transaction.

Buying Airtime

To buy airtime for yourself(*901*Amount# ) or someone(*901*Amount*Phone Number#) and Follow the prompts to complete the transaction.

Paying Bills

To pay bills using Access Bank USSD codes, dial *901*3# then slot in the required details needed. You will be required to enter your USSD code PIN to complete the transaction.

Buying Data

To buy data using Access Bank USSD codes, dial *901*8#. Follow the prompts to select the data bundle you want to purchase and enter the required details. You will be required to enter your USSD code PIN to complete the transaction.

Benefits of Access Bank USSD Code

The Access Bank USSD code offers numerous advantages that make it an ideal choice for modern-day banking.

These are few benefits:
Speed: Complete transactions swiftly with a few simple steps, eliminating the need for lengthy paperwork or waiting in queues.
Accessibility: The USSD code is compatible with all mobile phones, ensuring accessibility for a wide range of customers.
Cost-Effective: Perform transactions at no extra cost or low transaction fees, making it an economical banking option.
Security: Access Bank prioritizes the security of your transactions, implementing robust measures to protect your financial information.
With these benefits, Access Bank USSD code offers a seamless banking experience, empowering you to manage your finances efficiently and effectively.

Security and Safety of USSD Code: Access Bank understands the importance of safeguarding your financial transactions. They have implemented several security measures to ensure the safety of your USSD transactions. Here are some key security features:

PIN Authentication: Each transaction requires a unique PIN that only you know, adding an extra layer of security.
Transaction Timeouts: To prevent unauthorized access, the USSD session automatically times out after a certain period of inactivity.
Encryption: Access Bank employs encryption protocols to protect your data during transmission, safeguarding it from potential breaches.
Transaction Limits: There are predefined limits for transaction amounts to prevent unauthorized or fraudulent activities.

Be cautious while performing transactions in public places and ensure the privacy of your personal information.

Access Bank USSD Codes FAQs

Is the Access Bank USSD code available for all mobile networks?

Yes, the Access Bank USSD code can be used with any mobile network in Nigeria.

Do I need an internet connection to use the USSD code?

No, the USSD code works without the need for an internet connection. It operates through the regular voice network.

What should I do if I encounter any issues or errors while using the USSD code?

If you experience any issues or errors during your USSD transactions, you can contact Access Bank’s customer support helpline or visit the nearest branch for assistance.

These FAQs provide answers to common queries about the Access Bank USSD code, ensuring a smooth and informed banking experience for customers.


Access Bank USSD codes provide a convenient way for customers to perform banking transactions on the go without the need for an internet connection. With the Access Bank USSD code menu, customers can easily check their account balance, transfer funds, buy airtime, pay bills, and more. The USSD codes are easy to use and are available 24/7. If you have any questions or issues with using Access Bank USSD codes, you can contact Access Bank customer care for assistance.

So why wait? Start banking on the go today with Access Bank USSD codes.

Leave a Reply

Your email address will not be published. Required fields are marked *