Are you tired of waiting in long bank queues or facing network issues while trying to carry out transactions? GTBank USSD code is here to make banking easier and faster for you. In this article, we will explore everything you need to know about GTBank USSD, from how to register to the transactions you can carry out with it.
About
As the world keeps evolving, banking is also changing rapidly. With the introduction of USSD codes, banking transactions have become a lot easier and faster. GTBank, one of the leading banks in Nigeria, has also adopted this technology with its GTBank USSD.
What is GTBank USSD Code?
It is a short code that allows GTBank customers to carry out banking transactions through their mobile phones.
How to Register
You must first register for it. Here are the steps to follow:
- Dial *737# on your mobile phone
- Select “1” to register for the service
- Enter your GTBank account number
- Follow the prompts to create a four-digit PIN
- Once your PIN is created, you can start using the service
How to Use It
With GTBank USSD code, you can carry out a variety of transactions. Here’s a breakdown of the transactions you can carry out:
- Checking Your Account Balance
To check your GTBank account balance, simply dial *737*6# and follow the prompts. - Transferring Funds
To transfer funds to another GTBank account, simply dial *737*1*Amount*Recipient’s Account Number# and follow the prompts. While to transfer to other bank use *737*2*Amount*Account Number# - Airtime and Data Purchase
To purchase airtime for yourself or someone else, simply dial *737*Amount# and follow the prompts. To purchase data, dial *737*4# and follow the prompts. - Bill Payments
With GTBank USSD , you can pay bills such as electricity bills, DSTV bills, and other utility bills. Simply dial *737*50*Amount*Service ID# and follow the prompts. - Cardless Withdrawals
If you need to withdraw cash from an ATM but do not have your ATM card, GTBank USSD can come in handy. Simply dial *737*33*Amount# and follow the prompts to generate a one-time withdrawal code. You can then use the code to withdraw cash from any GTBank ATM. - Generating One-Time Passwords
GTBank USSD can also be used to generate one-time passwords (OTPs) for online transactions. Simply dial *737*7# and follow the prompts to generate an OTP.
Limits and Charges
While GTBank USSD makes banking easier and faster, it is important to note that there are limits and charges associated with the service. Here are some of the limits and charges(You can double check on your bank app or by calling gtbank customer care):
- Daily transaction limit is ₦1,000,000
- Airtime recharge and data purchase limit is ₦5,000
- Transfer limit is ₦200,000 per transaction
- Bill payment limit is ₦10,000 per transaction
- Cardless withdrawal limit is ₦20,000 per day
Here are some of the charges associated with GTBank USSD:
- Transfer to another GTBank account is free
- Transfer to other banks is ₦20 per transaction
- Airtime recharge and data purchase is free
- Bill payment is free
- Cardless withdrawal is ₦50 per transaction
Frequently Asked Questions About GTBank USSD
Is it secure?
Yes, it is secure. The service is protected by a four-digit PIN that you create during registration.
Can I use GTBank USSD on any type of mobile phone?
Yes, you can use it on any type of mobile phone, as long as the phone has the ability to make and receive calls.
Can I use GTBank USSD to transfer money to other banks?
Yes, you can use it to transfer money to other banks. However, there is a charge of ₦20 per transaction.
Is there a limit to the amount of money I can transfer using GTBank USSD?
Yes, there is a daily transfer limit of ₦200,000 per transaction.
What do I do if I forget my GTBank USSD code PIN?
If you forget your it PIN, simply dial 7375# and follow the prompts to reset your PIN.
Conclusion
GTBank USSD code is a convenient and secure way to carry out banking transactions without the need for internet access or visiting a bank branch. With the code, you can carry out transactions such as checking your account balance, transferring funds, purchasing airtime and data, paying bills, and generating one-time passwords. However, it is important to note the limits and charges associated with the service