As the Pan African Bank that allows you the opportunity to feel secure while navigating your online transactions without stress and hassle, Ecobank introduces an innovative internet-free mobile banking solution which is the USSD code. The general USSD code for Ecobank is *326#, and this guide outlines the USSD code options, and how to use them.
USSD Code For Ecobank Transfer
The instant USSD code for Ecobank transfer is *326#. You can transfer money to friends and family through the Ecobank Domestic or interbank transfer.
Requirements
- A registered sim card
- A mobile device. (the mobile device doesn’t have to be internet enabled).
- A valid account with Ecobank
- A valid debit card.
How To Sign Up
- Dial *326# on your mobile device
- Click on the transfer options and follow the instructions to link your debit card. You can also use this method to activate an Xpress account if you don’t want to use your mobile card.
- Create a six digits pin you can easily remember
- Once done and you receive a confirmation SMS, you’re good to go.
How To Use
- Domestic transfer(Ecobank to Ecobank) – *326*amount*account number#
- Interbank transfer(Ecobank to other local banks) – *326*amount*beneficiary’s account number#
USSD Code For Ecobank Loan
The instant USSD code for the Ecobank loan is *326#. With this loan opportunity, Ecobank offers you a flexible loan and flexible repayment plans. It also allows you to access additional funds after the due date has elapsed.
Available Loan Options
- Asset Acquisition: this loan offer allows you to purchase new assets by offering you 90% of the asset cost.
- Personal Loan: an all-purpose loan for personal use that enables you to get a loan that you can pay at your convenience.
- Mortgage Loan: This loan offer helps you to renovate your old house or build a new one.
- Salary-Advance Loan: this loan offer helps you get money to cater for your upkeep pending when you’ll get your salary.
- Travel Loan: this loan offer helps you to manage your vacation expenses.
- Cash Back Loan: this loan offer helps you to get a loan to manage your expenses without using your savings.
- Advance Facility: this offer makes it easy for you to get access to loans when you’re suddenly in a financial crisis.
Requirements
To qualify for the Ecobank instant loan, you must,
- Be a customer for at least 6 months before you qualify for the loan.
- Have a valid national identity card, voter’s card, driver’s licence, or international passport.
- Ensure that you have a utility bill. The common one they usually request is a nepa bill.
How To Apply
- Dial the USSD code on your mobile device, click on the loan option, then check to know if you’re eligible for a loan offer.
- If you’re eligible, contact customer service or locate the nearest Ecobank office to apply officially. If you’re not eligible, wait for a few more months.
USSD Code For Ecobank Balance
The simple USSD code for Ecobank balance is *326*0#. It helps you know if you’re close to the minimum withdrawal amount or if you’re running out of funds.
Requirements
- Ensure that your number is registered with Ecobank. This will enable you to activate the code.
- Activate the USSD code on your mobile.
How To Sign Up
- Dial *326*0# on your mobile device
- Tap on the “check balance” option.
- Insert your six-digit pin in the space provided, then click “yes” to continue.
- Once done, your balance will pop up. (Ecobank will charge you a service fee whenever you check your account balance with this code.
Ecobank USSD Code For Airtime
The Ecobank USSD code for airtime enables you to buy airtime from the comfort of your home. The good thing about it is that it works for all networks, and you do not need an internet-enabled device to get it done.
Requirements
A phone number that is registered and linked to your Ecobank account.
How To Use
- To recharge for yourself – *326*1*amount#.
- To recharge for someone – *326*1*amount*beneficiary’s number#
- Once done, insert your pin and send.
Ecobank USSD Code OTP
The simple Ecobank USSD code for OTP is *326#. OTP is an abbreviation for a Time Password that is generated for you when you activate the USSD code for the first time. Sometimes, it is required when you want to link your bank atm card to an app. OTP is only for personal use, and it also helps to protect your bank account from fraudsters.
Requirements
A registered sim card. Note that this sim card should be active and linked to your Ecobank account to enable you to receive the OTP when sent.
You can also check Kuda USSD Code
How To Activate
- Dial the USSD code on your device.
- Click on accept, then tap on the “create OTP” option.
- Follow the instructions to set up your OTP by including your name, date of birth, BVN, and pin.
- Click on the “send” option and insert a six digits number you will easily remember.
- You’ll receive a message with your OTP. Note that this message should remain private.