February 23, 2024
Union Bank USSD Code

Technology made everything very simple that no long queuing again because you want to perform very simple transactions in the bank. That’s where Union Bank’s USSD code comes in handy. This article will provide a detailed guide on Union Bank’s USSD code and how it can be used to carry out banking transactions easily and efficiently in Nigeria.

What is UnionThe USSD code

Union Bank USSD code is a quick and convenient way to perform banking transactions using a mobile phone. This is a very short code that you can dial anytime and is available 24/7. With this code, Union Bank customers who select the option to register for the service can access their accounts and perform various transactions such as checking account balances, transferring funds, and paying bills.

How to Register for Union Bank USSD Code

To use Union Bank’s USSD code, customers must first register for the service. The registration process is simple and can be completed in a few easy steps:

  1. Dial *826# on your mobile phone. Here you need to verify your account details then you follow the prompt to lead you to create your 4-digit pin.
  2. Select register service
  3. Enter your Union Bank account number.
  1. You need to verify your account and create your 4 digit pin
  2. Check the message sent to you to confirm your phone number and the ussd activation

What Transactions Can be Done Using Union Bank USSD Code?

Union Bank’s USSD code allows customers to perform a variety of transactions, including:

1. Balance Enquiry

With the USSD code, customers can check their account balance by dialing *826*4# on their mobile phones.

2. Funds Transfer

Customers can transfer funds from their Union Bank account to other Union Bank accounts or accounts in other banks by dialing the following codes below and following the prompts.

  • Transfer money to Union Bank: *826*1*Amount*Account No#
  • Transfer money to other banks: *826*2*Amount*Account no#
  • Cardless withdrawal: *826*7*amount#

3. Airtime Purchase

Customers can recharge their mobile phones *826*Amount# or that of their loved ones by dialing *826*Amount*Phone Number#

4. Bill Payment

With the USSD code, customers can pay bills such as electricity bills, cable TV bills, and internet bills by dialing *826# selecting bill payment and following the prompts.

5. Cardless Withdrawal

Customers can withdraw cash from Union Bank ATMs without the use of an ATM card by dialing *826*7# and following the prompts.

6. Card management

You can block and unblock your Union bank card if observe any transaction you did not carry out or you lost it by dialing *826*21# or by dialing *826*6# to Block your account from your phone number

7. Request Loan

If you want to request a quick Union bank loan dial *826*41#

8. Locate a branch/Union Direct Agent

If you want to transact with union bank you can also dial the code to know the union bank branch or agent near you if you did not know one dial *826*19#

Advantages of Using Union Bank USSD Code

There are numerous advantages to using Union Bank’s USSD code for banking transactions. Some of them include:

1. Easy to Use

The USSD code is very simple to use, and customers can perform transactions easily by following the prompts.

2. Quick Transactions

Transactions carried out using the USSD code are completed quickly, which saves time and eliminates the need to wait in long queues.

3. Security

Transactions carried out using the USSD code are secure and safe, as customers need to enter a PIN to complete the transactions.

4. No Internet Access Required

Unlike mobile banking apps, the USSD code does not require internet access, which means that customers can perform transactions even in areas with poor network coverage.

Safety Tips When Using Union Bank USSD Code

While the USSD code is a convenient way to carry out banking transactions, it is important to take some safety measures to protect your account. Few safety tips

  1. Do not share your PIN with anyone, including bank officials.
  2. Do not respond to any unsolicited messages asking for your personal or banking details.
  3. Keep your mobile phone secure and password-protected.
  4. Always log out of your account after carrying out transactions.


Union Bank’s USSD code is a convenient way for customers to perform banking transactions easily and efficiently. With the help of the Union Bank USSD code, Union Bank customers can carry out various transactions, including a balance inquiry, airtime purchase, funds transfer, bill payment, and cardless withdrawal. By following the safety tips provided, customers can ensure that their accounts are secure when using the USSD code.

FAQs About Union Bank USSD Codes

  1. What is the Union Bank USSD code?

The Union Bank USSD code is *826#. It is a short code that can be dialed on any mobile phone to access Union Bank’s banking services.

  1. How do I register for Union Bank USSD code?

To register for Union Bank’s USSD code, dial *826#, you will see the option to register for ussd service and follow the prompts.

3. Is the USSD code secure?

Yes, transactions carried out using the USSD code are secure and safe, as customers need to enter a PIN to complete the transactions.

6. Can I use the USSD code on any mobile network?

Yes, the USSD code can be used on any mobile network in Nigeria.

7. Is there a fee for using the USSD code?

Yes, there are fees charged for certain transactions carried out using the USSD code. Customers can check with Union Bank for the applicable fees.

8. Can I use the USSD code if I am not a Union Bank customer?

No, the Union USSD code is only available for Union Bank customers.

9. How do I reset my USSD code PIN?

To reset your USSD code PIN, dial *826#, select the option to reset your PIN and follow the prompts.

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